Set The Trend, Don’t Follow It

Employee
Benefits

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Benefits
Quantifiable solutions.
Focused decisions.
Optimal experience.

Turning your health and welfare investment into an industry leading solution.

If spreadsheeting carriers and plan designs is how you currently manage health and welfare spend, we have news for you.

Each year employers face a tough decision – healthcare trend consistently increases year-over-year, insurance costs eat more into the budget, and the benefits offered to attract and retain employees become diminished overtime.

While providing affordable healthcare may sometimes seem like an impossible task, our proprietary SHAPE process and industry leading services can help curb the vicious cycle, regain control over benefits spend, improve ways to attract and retain employees, and get you focused on running your business again.

Strategic Solutions

Guided solutions that produce results


Seubert supports employers in their efforts to transparently manage benefits spend and the employee experience. The services and solutions we provide through our SHAPE process have helped employers throughout the U.S. in every industry become more efficient in managing risk, improving employee benefits, and creating a healthier bottom line.

  • Multi-year strategic planning including data driven cost containment recommendations
  • Integration with client business objectives, organization culture and existing benefits ecosystem
  • Navigating market landscape and identifying emerging trends proactively
  • Comprehensive plan competitiveness evaluation and optimization opportunities
  • Annual service plan development and stewardship reporting
  • Vendor management including performance accountability and contract evaluation

Compliance

Turnkey compliance services for your business


State and Federal Compliance
Ensuring compliance with employee insurance regulations is crucial for maintaining a legally sound and ethical business. Seubert is committed to adhering to all federal and state insurance requirements.

  • Plan Document
  • Summary Plan Descriptions
  • Summary of Material Modifications (SMM)
  • Annual Form 5500 filling and CAA filings

Financial Analytics

Transparently manage health and welfare spend


Our financial analysis services provide independent, transparent support to help clients manage health and welfare spending effectively. Through detailed financial monitoring and stewardship, Seubert can deliver customized reporting, a healthcare cost dashboard, and precise tracking of claims and fixed expenses by population segment, ensuring clear visibility into cost drivers. With renewal projections, funding assessments, and network optimization strategies, we hold carriers accountable and provide insights that blend client-specific trends with marketplace benchmarks, empowering clients to make informed, financially sound decisions.

  • Fully Insured
  • Self-Insurance
  • Pharmacy Benefit Manager (PBM)
  • Health Insurance Captives
  • Individual Coverage Health Reimbursement Account (ICHRA)
  • Spousal Medical Expense Reimbursement Plan (MERP)
  • Reference Based Pricing

Technology & Administration

Improve efficiencies for your workforce


Human Capital Management Efficiencies, Workflows & Risk Reduction
Our goal is to assist in streamlining core HR functions and minimizing risk through tailored technology solutions. Seubert evaluates all technology solutions related to HRIS, BenAdmin, payroll, etc., ensuring processes are efficient, accurate, and fully integrated. Through vendor assessment, accountability measures, and project management, we can enhance technology workflows and optimize HRIS and system performance, supporting a seamless and effective employee experience.

  • Independent Human Capital Management Technology Consulting inclusive of:
    • Benefit administration, payroll, time off, employee onboarding, legal compliance, performance management
  • Vendor Assessment, Accountability & Project Management
  • Process Efficiency, Accuracy & Integration
  • Multi-Point Employee Engagement Solutions
  • Human Resource Consulting & Resource Center

Employee Engagement

Educate and communicate with your workforce


We build plans around services that create a better employee experience by bridging the gap between your benefits and your people. Through data-driven wellness programs and customized education platforms, we increase benefit utilization, boost HR recognition, and foster engagement with total rewards—empowering employees to maximize the resources available to them.

  • Meaningful clinical interventions based on plan performance
  • Data driven program development
  • Return on investment modeling
  • Brand recognition development and adherence
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Let’s Get Started

Learn how to take your Employee Benefits program to the next level.

Eric Rheam Sr. Vice President of Employee Benefits, Shareholder

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News & Opportunities

DOL Proposes to Expand Electronic Delivery Options for Group Health Plans

On July 23, 2026, the U.S. DOL issued a proposed rule that would establish a new, additional safe harbor for group health plan administrators to use electronic media to furnish plan disclosures required under the ERISA.

Compliance Update: Federal Agencies Issue FAQs Addressing Key Issues in Health Plan Tobacco Surcharge Lawsuits

Federal agencies have issued new FAQ guidance addressing two issues at the center of tobacco surcharge class-action lawsuits: when the full wellness program reward must be provided, and what employee notice is required. Here’s what employers need to know.

IRS Announces Health Plan Affordability Percentage for 2027

The IRS released Revenue Procedure 2026-26 to index the contribution percentage in 2027 for determining the affordability of an employer’s health plan under the ACA.

IRS Releases Pay-or-Play Affordability Percentage for 2027

For plan years beginning in 2027, employer-sponsored coverage will be considered affordable under the ACA’s “pay-or-play” rules if the employee’s required contribution for self-only coverage does not exceed 10.22% of their household income for the year.

Net Cost Wins: How Plan Sponsors Are Leaving Rebates Behind

As pharmacy costs continue to climb and plan sponsors face mounting pressure on renewals, staying ahead of the curve is no longer optional. Join Seubert and our pharmacy consulting partner, Navion, for an exclusive 45-minute virtual roundtable focusing on the strategies reshaping pharmacy benefit design heading into 2027

EBSA Releases Regulatory Agenda for the Year Ahead

Federal agencies with new regulations under development or review are included in the Agenda, including the U.S. Department of Labor’s EBSA.