and you control your future
When you can manage this risk, you have greater control over your future growth and prosperity. At Seubert, we understand, predict, and manage risks to help companies positively impact the bottom line. We dig deep into your business, help you understand the impact behaviors have on overall costs, and provide the insight necessary to tackle the root causes driving your insurance costs. We give you the right tools to recognize your own risk exposure so you can make an educated decision on how they should be funded.
This is how we help you become a better risk:
- Develop a true understanding of how your business operates in order to support your long-term goals and enhance profitability.
- Use our collective talent to identify activities that drive claim frequency and severity, and implement a risk improvement plan to prevent and contain losses.
- Identify training needs and provide on-site assistance to actively address your sources of loss and promote a safe and healthy work environment for your employees.
- Protect your assets through the best available risk management and insurance programs that are supported by consistently superior service.
Our team has the ability to conduct a comprehensive survey of potential exposures to loss, and then we can translate those exposures into a cost effective and efficient program to meet your specific needs. Our internal experts in claims and risk management will work hand in hand to help you reduce expenses through operational improvements designed for long-term success. All because we take the time to get to know the underlying causes of your risk.
We can make your risk less risky. Contact us to find out how.
Seubert can help you navigate the world of risk-retention groups, self-insurance plans, and captive programs to help you manage risk and improve cash flow. Together we’ll determine which of these, if any, are right for your company.
Captives are closely-held entities that, instead of paying premiums to large insurance carriers, pool money with other owners to buy insurance. Participating companies engage in specialized risk control and claims management, making them less apt to suffer losses. When captives are successful, less money is paid out and participants keep the investment income earned on the pooled dollars.
Like managing production timelines or analyzing quarterly projections, managing risk effectively is crucial for anyone running a successful business.
Business insurance is one of the many tools we use to change organizational behavior to reduce the cost and incidence of accidents, protect assets, and lower the cost of doing business. Coverage recommendations may be made in property, casualty, workers’ comp, management liability or cyber liability. We might also suggest safety programs, claims consulting services, or a captive insurance solution to improve operational efficiencies in order to reduce your insurance costs.
The fact is, no matter how prepared you are, claims happen. And when they do, you want us in your corner. Our professional staff will make sure that you get the maximum benefit from your policy – and the service you deserve.
Your claims advocate
At Seubert, we assign a dedicated in-house claims advocate to work on your account from day one. Your advocate is tasked with becoming an expert about you, your business, and your claims history.
Many companies are experiencing fewer workplace injuries but the employees who are getting hurt are costing much more. Safety programs are a great place to start but it takes more than that to stop your premiums from escalating. You need to minimize the risks that lead to claims, and we can help.
One of the areas most laden with risk is your human capital, which is prone to accidents or injuries that can cost you in terms of Workers’ Comp claims, productivity, and morale.
Our proactive risk management strategies will simultaneously work to prevent and reduce your exposure to loss while using solid claims management practices to create cost savings and improve claims resolutions. Bottom line: our strategies will not only prevent accidents and injuries but will help reduce claims and get employees back to work faster.
Benefit Buzz: July 2022
This discusses the DOL’s guidance on FMLA & mental health…
Transparency In Coverage: Machine-readable Files
TiC Final Rules regarding new transparency in coverage requirements
Safety Focused: July 2022
This Safety Focused newsletter outlines safe driving practices & guidance for occupational dust exposure.