
Signed into law by President Trump on July 4th, H.R. 1 (commonly referred to as the “One Big Beautiful Bill Act” or the OBBB Act) introduces several updates aimed at expanding access and flexibility for Health Savings Accounts (HSAs). The law includes changes affecting who can contribute to an HSA, as well as new ways HSA funds can be used to support healthcare needs.
Breakdown of the HSA Provisions of H.R. 1
- Effective December 31, 2025, the law expands HSA eligibility for individuals who purchase an individual bronze or catastrophic health insurance plan through an Affordable Care Act Exchange.
- Effective December 31, 2025, individuals with an HSA may deduct direct primary care fees from their HSA as a qualified medical expense. The maximum monthly amount that can be deducted is $150 for individual coverage and $300 for an individual plus dependent(s).
- With a retroactive effective date of December 31, 2024, the law includes a provision allowing telehealth services to be covered on a pre-deductible basis for individuals enrolled in a high-deductible health plan with an HSA.
Contact us to see how you could minimize risk:
- Compliance|
- Employee Benefits|
- Resources|
Recent News
H.R. 1 Expands HSA Eligibility
President Trump signed the “One Big Beautiful Bill Act” into law on 7/4. Learn how this impacts health plan offerings.
CVSA’s Brake Safety Week Scheduled for Aug. 24-30
The CVSA’s Brake Safety Week, set for Aug. 24-30, 2025, promotes brake system inspections, maintenance, and repairs to help prevent CMV accidents.
PCORI Fees Due July 31, 2025
The ACA requires health insurers and self-insured plan sponsors to pay annual PCORI fees, reported using IRS Form 720.
Seubert Named to Business Insurance’s 2025 Top 100 Brokers
Recognized nationally for strong growth and client dedication, Seubert celebrates ranking among top U.S. brokers.
Reaping the Health Benefits of Gardening
Home gardening is growing, led by younger generations, despite overall declines in time and expansion plans, says the Axiom Gardening Outlook Study.
Integrative MSK Care: A Roundtable on Clinical Excellence & Sustainable Cost Strategies
Musculoskeletal (MSK) conditions remain one of the most costly and complex challenges in employer-sponsored health plans—driving not only medical expenses, but also productivity losses, disability claims, and diminished quality of life.