Image
Publish Date: December 18, 2023
Author: Seubert
Tags: Blog - SeubertU

Controlling Workers’ Comp Costs

Recommendations to have in place PRIOR to a workplace accident:

1.) A thorough accident investigation process/procedure. Obtain written statements, take photographs, and secure any video. The ability to reduce accidents is significantly enhanced when they are fully investigated instead of simply being reported.

2.) Stress the importance of timely reporting – within 24 hours is ideal. The sooner notice is received – the sooner an accident investigation can begin. Pro tip – have posters throughout the jobsite reminding employees to report all incidents immediately – including near misses.

3.) Review and update the panel of physicians (annually) to ensure that it includes quality providers that are willing to consider modified duty work releases. Having a posted panel of physicians (at each location) is very important to control the medical costs of a claim within the first 90 days.

4.) Establish an aggressive return to work policy and adopt it as part of the company culture. Generally, the longer injured employees remain off work, the less likely it is that they will return. Return-to-work programs get employees back to work sooner.

5.) Develop and implement training to develop safety competence in all employees – especially new hires. A safer job site creates better morale and improves employee retention.

6.) Develop a Safety Committee and hold consistent monthly meetings to review all incident reports and discuss how to avoid similar incidents in the future. It is important to ensure that these meetings are always relevant and effective.

7.) Consider a safety incentive bonus program rewarding safe behavior.

8.) Consider a Medical Triage program so that all injuries are addressed immediately, with medical professionals providing direction on any initial treatment warranted.

 

Note, it is NOT enough to just have these recommendations in place. There also needs to be accountability measures in place to ensure that all employees follow these recommendations. Over time, workplace culture will change for the better, and workers’ compensation costs will improve.

 

Contact us to see how you could minimize risk:

Recent News

Basic Loss Control Techniques

The world will never be free of cyber risks, but there are many loss control techniques you can implement to help protect your business from exposures.

2026 Struttin’ Our Stuffin’ Turkey Trot

2026 Struttin’ Our Stuffin’ Turkey TrotType In-PersonDate November 26, 2026Location North Park, Allison Park2026 Struttin’ Our Stuffin’ Turkey TrotRegistration is open for the tenth annual Seubert Struttin’ Our Stuffin’ Turkey Trot. Join us on Thanksgiving morning, Thursday, November 26, 2026, at the North Park Rose Barn and Boathouse in Allison Park. Whether you are chasing a personal best or just

Hiring the Right Drivers: Building a Safer Fleet From the Start

Careful recruiting and screening help build a safer, more reliable workforce.

Weather Preparedness Around the Year: Real-World Strategies for Construction and Transportation Businesses

Learn seasonal weather preparedness strategies that help construction and transportation businesses reduce claims, speed recovery, and stabilize premiums.

Transportation DOT Roundtable Event

Join Seubert for an in-depth roundtable discussion designed to help transportation companies protect their operations, their drivers, and their bottom line.

Construction OSHA Roundtable Event

Join Seubert and our panel of safety experts for a candid, practical conversation on the issues that matter most to your business and your workforce.