Insurance companies consider a variety of factors when determining your auto insurance premiums. The main categories include:
- Personal information—Drivers under 25, especially men, are seen as higher risk than older drivers and those who are married.
- Driving record and credit history—Safe drivers with good credit typically pay less for auto insurance.
- Location—Densely populated areas often have higher rates of vandalism, theft and car crashes. This could translate to higher premium costs.
- Vehicle characteristics—Vehicles with below-average safety ratings or with parts that are expensive to repair may cost more to insure.
For further auto guidance, contact us today.
News & Opportunities
Operation Safe Driver Week
July 26, 2024
Operation Safe Driver Week is an annual seven-day initiative created by the CVSA to help
Operation Safe Driver Week is an annual seven-day initiative created by the CVSA to help
7/17 Panel Recap & Financial Insights
July 25, 2024
Stepping into summer 2024, the insurance landscape continues to present challenges and opportunities for businesses
Stepping into summer 2024, the insurance landscape continues to present challenges and opportunities for businesses
Employee Spotlight: Adam Knapp
July 24, 2024
Seubert welcomes Adam Knapp to the agency’s Commercial Lines Division as a Technical Account Manager.
Seubert welcomes Adam Knapp to the agency’s Commercial Lines Division as a Technical Account Manager.