Risk Advisor: January 2020

These monthly newsletters, broken down by industry, feature timely information about workplace safety, compliance and risk management issues. Click on the image to read the full edition of a newsletter.

Commercial Risk Advisor

This month’s newsletter features five cyber security questions that corporate boards should be asking about their organization and also includes information on the Department of Labor’s new rule regarding how an employee’s regular wage rate is calculated.

Construction Risk Advisor

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. Here are the top 10 most cited standards for the construction industry in the 2019 fiscal year.

Trucking Risk Advisor

Each year, the Federal Motor Carrier Safety Administration (FMCSA) releases statistics on the most common violations revealed by roadside inspections. Review these figures, and make sure that you are taking the proper precautions to keep your employees safe and your business compliant.

Recent News

Medicare Part D Changes Affecting Employer Plans for 2026 and 2027

The Inflation Reduction Act of 2022 continues to reshape the Medicare Part D program through calendar years 2026 and 2027, with provisions designed to reduce beneficiaries’ costs that may also affect employer-sponsored prescription drug coverage.

The Third-Party Cyber Risk Gap Many Companies Miss

Third-party cyber incidents can disrupt your operations. Learn how dependent business interruption coverage helps protect against financial losses.

FMCSA Introduces Motus Registration System

The FMCSA is rolling out Motus, a new online registration system that marks a shift toward greater verification, transparency, and compliance accountability.

Commonly Overlooked Property Risks in Spring and Summer

Warmer months often bring increased business activity as well as seasonal risks that can lead to costly property damage and operational disruptions.

Employee Spotlight: Lauren Hoff

Seubert welcomes Lauren Hoff to the agency’s Surety Bonding Division.

6 Common Coverage Gaps in Commercial Insurance Programs

Even well-structured insurance programs can leave businesses exposed. Coverage gaps often come from assumptions about what standard policies include—and many only come to light after a loss.