Bars, taverns and nightclubs are often a go-to destination for those looking to socialize, watch a game or simply have a drink after work. However, because of the presence of alcohol, these establishments have an elevated level of risk.
Things like unruly patrons and poor liquor serving practices can lead to potential lawsuits or insurance claims. What’s more, exposures for your business extend well beyond property damage or crime concerns, and can even include damaging third-party liability claims should a patron be involved in an incident. The list below provides a quick overview of these risks.
Download the full list to get more information and to help identify potential blind spots in your bar’s risk management and insurance programs.
- Liquor Liability
- Property
- Premises Liability
- Equipment Breakdown
- Crime
- Food & Product Liability
- Assault, Battery, Physical Conflicts
- Workers’ Compensation
While the proper risk management practices can reduce certain exposures, no system is 100 percent effective in ensuring an incident-free workplace. As a result, it’s all the more crucial to work with a qualified insurance broker to not only assess your exposures, but secure the appropriate coverage as well. To learn more, contact Seubert today: 412-734-4900.
Webinar Recap: Seubert Surety Chat
Get highlights from our Seubert Surety Chat webinar and see how your business can stay
Mental Health Awareness Month
May, designated as Mental Health Awareness Month, highlights the importance of promoting mental well-being and
Navigating Insurance Challenges in the Modular Construction Industry
Discover modular construction insights: benefits, demand, insurance challenges, and tailored risk management strategies.