A good student discount can help offset the increase in premiums that comes with having a new driver on your auto policy. This is an auto insurance discount provided by carriers that offers reduced premium rates for current students who maintain a specific GPA or other measurable level of success in school.
While certain qualifications vary between carriers and states, most auto insurance companies typically require students to meet the following standards:
- Be under the age of 25.
- Maintain at least a 3.0 GPA.
- Score in the top 20% on the PSAT, SAT or ACT.
- Be currently enrolled full time in high school, college or university.
- Receive recognition on the dean’s list or honor roll.
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