5 Tips to Help Navigate Through Open Enrollment

2.The next part of the open enrollment journey is to be aware of all communications from your employer. Employers can send these communications out by email, company internal digital announcements through the intranet, and even old-fashioned mail. This allows the company to reach all workforce generations based on communication preferences. 

These communications can provide vital information that includes:

• Open enrollment begin date

• Open enrollment end date

• Benefit webinars

• Benefit fairs

• Benefit town halls

• Benefit changes/updates

• Frequently Asked Questions

Make sure you take time to review these communications, as they often contain important information that can help you with your benefits selection. 

3. Next, attend the webinars, town halls, or benefits fairs. This will allow you to ask important questions about your benefit packages. To make these events valuable, have questions prepared to ask. 

Questions can include:

• What is changing with my medical benefits?

• Will my provider/physician still be in the network?

• What is changing with my pharmacy benefits?

• What is changing with my copays or coinsurance?

• What benefits do I have to prepare for retirement?

• What can I use flexible spending account funds for?

4. Ask your human resources representative clarifying or final questions about the different options for your benefit. Your HR team is here to assist you with any of your questions. They have access to insurance carriers and vendors that can support them in helping you.

5. Schedule time on your calendar to complete your benefit selections before open enrollment ends. Review all of the research you’ve completed to understand the available benefits. Select the best options based on your needs, budget, and goals. 

With the tips above, open enrollment season can be manageable when prepared. Don’t let it stress you out this year. 

 

Reference:

“The Changing Generational Values.” Imagine, Johns Hopkins University, 17 Nov. 2022, https://imagine.jhu.edu/blog/2022/11/17/the-changing-generational-values/. Accessed 16 Oct. 2024.

Christian MS, MBA is Seubert’s Well-Being & Engagement Coordinator. Christian joined Seubert’s Employee Benefits Division in 2024 with over 13 years of professional experience. He helps clients enhance workforce well-being by developing tailored wellness programs, managing Seubert’s data analytics, building vendor relationships, and presenting data-driven strategies to clients.