While purchasing auto coverage is an essential loss control measure, you should also understand potential pitfalls that could affect your costs and coverage, potentially leaving you with insufficient financial security in the future.
When applying for auto insurance, avoid the following pitfalls:
- Failing to list all drivers—Make sure anyone who drives your vehicle is listed on your policy.
- Providing an incorrect address—The listed location of your vehicle may affect your coverage, and failing to list an accurate address may leave you with insufficient insurance.
- Concealing infractions—Failing to disclose infractions or other parts of your driving record could lead to you lacking coverage or incurring other penalties.
- Failing to report all uses—If you use your vehicle for business reasons, including driving for a rideshare or delivery service, you may require commercial auto insurance.
Contact us to see how you could minimize risk: