Employee Benefits
Employee benefits represent an ever-growing piece of an employee's total compensation. At Seubert & Associates, we work with our clients to not only reduce their costs where possible, but also to improve employee understanding and appreciation of the benefit plans.
Our reputation and results have allowed us to build strong relationships with the insurance carriers we represent. We leverage these relationships to deliver excellent service and the best possible pricing available from the insurer.
Improving Employee Health
Seubert & Associates believes the best way to reduce health care costs is to improve employee health. This is why we focus on helping our clients reduce their employee's health risks. We have designed a unique and proprietary program, Seubert Health and Performance Enterprise (S.H.A.P.E.), which engages employees and incentivizes them to take greater responsibility for their health.
Innovative Plan Design
The health insurance marketplace is evolving with innovative products available to help employers address rising health insurance costs. Seubert & Associates has been a leader in designing and implementing "consumer-driven" health insurance programs, including Health Reimbursement Arrangements and Health Savings Accounts. We also advise our clients when it is appropriate for them to consider partial self-funded health insurance options.
Assisting with Compliance
Compliance requirements for employee benefit programs can get lost in the shuffle if they are not monitored vigilantly. That's why we provide our clients with assistance understanding and complying with COBRA, HIPAA, FMLA, and ERISA regulations. Now more than ever maintaining compliance with these regulations is vital to avoiding unnecessary fines and litigation. We offer several resources, including electronic 5500 preparation and filing services, for the benefit of our clients.
Health Care Reform
Dramatic changes to the health insurance delivery system are being brought about by the recently passed Health Care Reform legislation. Understanding the provisions and how they impact your company is crucial. We are well positioned to guide our clients through the maze of regulations. We offer educational seminars, regular e-mail issue updates, as well as a customized impact analysis to our clients. Our long-standing involvement with the National Association of Health Underwriters (NAHU) in its lobbying efforts on Health Care Reform speaks to our commitment and competence. Visit our Health Care Reform resource page for more information.
