Employee Benefits
Employee benefits represent an ever-growing piece of an employee’s total compensation. At Seubert & Associates, we work with our clients to not only reduce their costs where possible, but also to improve employee understanding and appreciation of the benefit plans. We do this by using innovative tools such as Benergy® web portals and personalized compensation statements.
We broker health, dental, vision, life, disability, and long-term care insurance. We offer fully-insured and self-insured funding options, and both employer-paid and voluntary products are available.
Our reputation and results have allowed us to build strong relationships with the insurance carriers we represent. We leverage these relationships to deliver excellent service and the best possible pricing available from the insurer.
Reducing Employer Costs
The health insurance marketplace is changing with new products available to help employers address rising health insurance costs. Seubert & Associates is an expert on consumer-driven health insurance programs, such as Health Reimbursement Arrangements and Health Savings Accounts. In fact, Health Savings Accounts form the backbone of the health insurance program for our own employees.
Improving Employee Health
Seubert & Associates is different from most other employee benefit brokers. We focus on helping our clients reduce their employee’s health risks, which in turn results in lower benefits costs. Whether it is by taking advantage of existing programs offered through the insurance carrier, implementing our proprietary ChangeRx® system, or designing a custom program, we put together solutions that get results.
Assisting with Compliance
Compliance requirements for employee benefit programs can get lost in the shuffle if they are not monitored vigilantly. That’s why we provide our clients with assistance with COBRA, HIPAA, FMLA, and ERISA regulations. We offer a variety of tools and resources to make compliance easier. Click Here for information on the new COBRA provision of the ARRA
